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Djarum selalu memandang lebih jauh, menciptakan produk serta inovasi baru untuk dapat dinikmati pasar. Tim penelitian dan pengembangan (analysis & enhancement / R&D) memainkan peran utama pada kemajuan ini.
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Budi mengklaim, maraknya konten judol semestinya juga menjadi momentum bagi pemerintah untuk menata ulang industri teknologi finansial, terutama subsektor pinjam-meminjam uang berbasis teknologi informasi.
Langkah ini kemudian diikuti dengan pembangunan pusat penelitian dan pengembangan resmi di tahun 1970-an yang bertujuan untuk mengembangkan racikan-racikan kretek baru.
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